Personal Finances – Meaning – Benefits – Components of a Financial Plan - The financial planning process – Developing personal financial goals – Influences on personal financial planning – Achieving Financial Goals.
Career choice factors – Career opportunities: Now and in the future – Employment search Strategies –Financial and Legal Aspects of Employment - Long-term career development
Planning for successful money management – A system for Personal financial records – Personal financial statements measure financial progress – Money management and achieving financial goals – Budgeting for Skilled Money Management – Money Management and Achieving Financial Goals.
Financial services and Economic Conditions – Financial Institutions - Savings plans and payment accounts: Cash management strategy – Financial institutions – Savings plans – Evaluating savings plans – Payment methods
Introduction to consumer Credit - Meaning -Types of credit – Measuring credit capacity – Applying for credit - Avoiding and correcting credit mistakes – Complaining about consumer credit.
Reference Book:
Personal Finance, Jeff Madura, Pearson Education, NewDelhi, 2012 2. Personal Finance, Ahuja, The McGraw- Hill Companies, New Delhi, 2014
Text Book:
1.Personal Finance, Jack R.Kapoor, Les R. Dlabay and Robert J Hughes, Eighth Edition, The McGraw- Hill Companies, New Delhi, 2014
